My husband and You wouldn’t understand unless the sound of velcro makes you relax shirt. Winter was fast approaching and I was concerned about the house’s lack of insulation. “If they could live here all those years, so can we!” my husband confidently declared. One November night the temperature plunged to below zero, and we woke up to find interior walls covered with frost. My husband called the sisters to ask how they had kept the house warm. After a rather brief conversation, he hung up.